Bread Financial (formerly Comenity Bank) – 1.65%
Bask Bank – 1.61% APY (or, American Airlines AAdvantage® miles)
UFB Direct – (Axos Bank) – 1.51% APY
CIBC Agility – 1.27% APY
LendingClub Banking – 1.26% APY
SoFi – 1.25% APY
My Banking Direct (NY Community Bank) – 1.25% APY
briodirect – 1.15% APY
Barclays – 1.10% APY
Synchrony Bank – 1.10% APY
Live Oak – 1.05% APY
SalemFivedirect – 1.01 % APY
Marcus (by Goldman Sachs) – 1.00% APY
Capital One 360 Performance Savings – 1.00% APY
Ally Bank – 1.00% APY
Colorado Federal Savings Bank (CFSB) – 1.00% APY
American Express National Bank – 0.90%
Discover Bank – 0.90% APY
CIT Bank – 0.85% APY
sallie mae – 0.80% APY
PenFed – 0.75% APY
I went and opened a new (just released) online checking account through American Express. You must be a cardholder.
Much to my dismay, there is no option to add a joint account holder, such as my wife.
I called, and a very nice lady indicated that this option would be available at the end of the year. It was also refreshing that I was immediately put through and did not have to wait.
I asked her to cancel the account until such time they offer the option and she did.
Info on US Government Series I Savings Bonds can be purchased through Treasury Direct. Additional information can be found here. There is a $10,000 buy limit per year. The yield is 9.62% over 5 years. It resets each year.
Suze Orman thinks it is a good idea.
See additional article from the NY Times article.